There’s a lot at stake when you walk through your boss’s door to start the “talk.” You know the one: negotiating more money. That single conversation is too important for you to just blindly walk in and hope that it all works out. That’s like blindfolding yourself and then trying to shoot a free throw … with Shaquille O’Neal standing in front of you — likely not gonna happen! But do it right, and a successful negotiation of, say, $5,000 on top of your salary can add up to an extra $68,000 over 10 years. Talk about a Big Win. There are a ton of resources here at IWT (like here, here, and oh, here) to give you the best chance of success at getting paid what you deserve in your current or new job, including an Ultimate Guide on Getting a Raise and Boosting Your Salary. And usually we emphasize that the number-one mistake you can make when negotiating more money is that… …YOU NEVER ASK IN THE FIRST PLACE! Maybe you just accept the first offer that gets thrown at you because you’re afraid the opportunity will slip away… Or you simply sit there and pray that your [...]
Can your kid make money? Does he or she want money? Do you want him or her to stop asking you for money?
I’m guessing your answers to these questions are yes, yes and yes. Luckily, we’ [...]
My checking account pays me $83 per year for using it.
First, I have an APY that gives me $5 per year. That’s pretty small, but it’s a start.
Then I have an ATM fee reimbursement. All [...]
How To Deal With Emotional Realtors and Their Sellers
In this episode I discuss tips on how to deal with emotional Realtors and their sellers. This came from a Facebook post where a listing agent w [...]
Don't Be Fooled By Doors Over Dollars
What is more important? Doors or Dollars?
This mindset can cause lack of focus on profitability, and when we lose focus, we lose money! People with lots of [...]
We spoke with two millionaires who were able to earn their money through a powerful combination of two things:
Investing and saving
Earning more money through side hustles
And we’ll show you exact [...]
Today I’m going to teach you what to do if you ever win the lottery, a massive inheritance, or any other huge infusion of cash.
1/3 of lottery winners go bankrupt and I’ll be damned if I’m [...]
Below are seven income producing assets that you can invest in to start earning you passive income.
I’ve split the list up into two ways: Safe and risky. The former are assets I consider to be more [...]
The holidays are coming up.
You send your boss an email asking to take a few days off for vacation. But what do they say?
“Sorry, we have too much going on. We’ll need you here.”
Today, I wa [...]
I’ve shared my favorite personal banking tips with you in the past.
Here’s my pick for the best checking account
Here’s my pick for the best savings account
Today, we’re going to talk abo [...]
Have you ever met someone who’s told you, “Traveling to experience different foods, sights, cultures, and people? Ew, no.” Me neither.
The point is, the majority of us looooooove to travel, but [...]
Chocolate can help you lose weight.
No, seriously. It can. Or at least that’s what Charles Duhigg, habit expert and author of The Power of Habit, says:
“Although it seems like very dissimilar rew [...]
So you’ve crafted a winning resume …
… written an amazing cover letter …
… and you might have gotten a little ahead of yourself and started clearing out your desk.
Your hard work has paid [...]
If you had an extra hour in your day, what would you do with it?
Pick up a new hobby?
Learn a new language?
Find new ways to make money?
What if you had two extra hours, or even three? What would you [...]
Imagine a dozen dominoes lined up in a row. Push the first domino and what happens? They all fall down.
Now take that same dozen and double it. No, triple it. No, wait — add 15,000 dominoes, branch [...]
I don’t do New Year’s resolutions. When planning out goals, I focus on “themes” a lot more, since they let me look at the year ahead with a broad lens. Once I know what my theme is for the yea [...]
It's All About Mind Over Matter in 2019 with Rod Khleif
Rod Khlief is a man that needs little to no introduction, he is the host of the #1 Real Estate Podcast “Lifetime Cashflow Through Real Esta [...]
If you want to learn how to give advice that people actually listen to, there are two things you can do:
Empathize with the person — and not act like an emotionless robot.
Find people who want to l [...]
Ah, the new year. A time for parties, champagne, and questionable decisions made because of the aforementioned parties and champagne. Before you say goodbye to 2018, there are four things you can do t [...]
The holiday season is usually a time of year that inspires people to be their best self — and “live their best life.” But a trait that’s often undervalued when living a Rich Life is genero [...]
The inverted yield curve is a graph that shows that younger treasury bond yields are yielding more interest than older ones.
And it’s TERRIFYING for financial pundits all over the world. It’s a g [...]
If you’re broke, things that people consider minor purchases can be a massive undertaking for you:
Going out for meals and to bars
Paying utility bills or rent
Filling up your car with gas
“Middle class” is a common term spoken by news pundits, politicians, and that annoying friend of yours who likes to debate politics at dinner parties.
While a lot of people like to bloviate about [...]
Every article on tipping always follows the same formula.
Step 1: Someone writes about tipping.
Step 2: A commenter says, “Omg, that’s so ridiculous! We shouldn’t have to tip. WE should pay [...]
A 401k is one of the most powerful investment vehicles for retirement — and it’s IWT’s favorite thing ever for several reasons:
Pre-tax investments. You don’t get taxed on the money you cont [...]
I’ve talked about the 401k a few times before.
[cue montage of every single time I scream at you to get a 401k]
That’s only because the 401k is one of the most powerful investment tools at [...]
A good side hustle idea can open the door to unlimited earning potential.
My team and I have spent more than a decade building money-making systems that have earned my students $1,000 and more on the [...]
Insecurity is fascinating.
We hide it.
We beat ourselves up for it.
And to top it off, it seems like we’re the only ones who ever feel it.
And yet: It’s the times we feel most insecure that we g [...]
Paige Panzarello specializes in buying non-performing notes at a steep discount from a bank and turning those notes into a profit. Many ask her, “Why Do Banks Sell Their Notes?” The primary re [...]
The two most common questions I hear about stocks are:
What stock should I buy?
When do I sell?
I’ve covered the first question before (check out my article all about stocks and bonds). That’s w [...]
“Write an interesting story, not a perfect story.” — Drew Houston
Drew Houston (@DrewHouston) is co-founder and CEO of Dropbox. Since founding the company in 2007 with Arash Ferdowsi, Dr [...]
Photo by Adam Rose
“Things that caused me so much pain and confusion as a kid ended up being really wonderful tools in my work.” — Samin Nosrat
Samin Nosrat (@ciaosamin) is a writer, che [...]
Today, I’m going to share two strategies I’ve used to get traffic to my websites from extremely high-traffic blogs like Lifehacker and sites like the Wall Street Journal.
These strategies are the [...]
My guest today is a Smart Passive Income "student," here to share the innovative strategy he's used to earn affiliates and grow his business. [...]
Three and half years ago I stepped up my real estate investing game when I started buying properties out-of-state. I was living in Austin, TX at the time where the market was so hot and the cash flo [...]